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Rewards High Dividends
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Cash Back
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Layered Benefits
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Account FREE KASASA CASH® CHECKING FREE KASASA CASH BACK® CHECKING "WORKS" CHECKING
Best For Higher Balances Debit Card Transactions Traditional Checking
Rewards
and Features
  • 3.00% APY* on balances up to $10,000
  • 3.00% to 0.50% APY* on balances over $10,000 depending on balance in account
  • 0.05% APY* if qualifications aren't met
  • Plus all the benefits of our "Works" checking
  • 2.5% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $90.00 cash back per year, $7.50 per month
  • Plus all the benefits of our "Works" checking
  • Free Mobile Remote Deposit through UECU App
  • Easy account access with over 5,600 Co-op Shared Branch locations
  • No minimum balance
  • Free box of checks each year for members enrolled in e-statements
  • Courtesy pay protection – one free each year
Monthly Maintenance Fee $0 $0 $0
Free ATMs? Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)* Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)* Over 60,000 surcharge free ATMS worldwide (Allpoint and Alliance One networks)
Free online banking with bill pay and Picture Pay? Yes Yes Yes
Free Debit Card with Apple, Samsung, Android Pay? Yes Yes Yes
Minimum Opening Deposit $0 $0 $0
Not a member of UECU? Click here to become a member today!

Kasasa Cash Qualification Information:
It's easy to earn your rewards...
Account transactions and activities may take one or more days to post and settle to the account and all of the following transactions and activities must post and settle to your Kasasa Cash account during the Monthly Qualification Cycle      ("Monthly Qualification Cycle" means the current statement cycle):

  •  At least 1 direct deposit, ACH payment, or bill pay transaction(s)
  •  At least 12 debit card purchases
  •  Be enrolled in and agree to receive e-statements  

*Reward Information:   When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $10,000 in your Kasasa Cash account earn a dividend rate of 2.96% resulting in an APY of 3.00%; and average daily balances over $10,000 earn a dividend rate of .25% on the portion of the average daily balance over $10,000, resulting in a range from 3.00% to .5% APY depending on the account's average daily balance.

You will receive reimbursements up to $15.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during the Monthly Qualification Cycle in which you qualified (Max reimbursement of $4.99 per withdrawal fee). Dividends will be credited to your Kasasa Cash account on the first processing day of the following statement cycle.

When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire average daily balance will be .049% resulting in an APY of .05% and ATM withdrawal fees are not refunded. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the first processing day of the following statement cycle.                 
APY = Annual Percentage Yield. APYs accurate as of 03/01/2019

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Kasasa Cash Back Qualification Information:
It's easy to earn your rewards...
Account transactions and activities may take one or more days to post and settle to the account and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during the Monthly Qualification Cycle ("Monthly Qualification Cycle" means the current statement cycle):

  •  At least 1 direct deposit, ACH payment, or bill pay transaction(s)
  •  At least 12 debit card purchases
  •  Be enrolled in and agree to receive e-statements

*Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.5% cash back on up to a total of $300.00 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back payments may be earned per Monthly Qualification Cycle.

You will receive reimbursements up to $15.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during the Monthly Qualification Cycle in which you qualified (Max reimbursement of $4.99 per withdrawal fee). Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the first processing day of the following statement cycle.

When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, time frames, enrollments, log-ins and other requirements apply.

No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account.

Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Trademarks: Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

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