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Popular Holiday Gift Is Better Than Ever

The Credit CARD Act made changes to gift cards that make this universal gift better than ever.

  • Full disclosure of fees and expiration dates are right on the cards.
  • Cards you buy after Aug. 22, 2010, hold their value for five years or, if the card is reloadable, for five years on any amount you add.
  • Unless you stash the card unused for 12 months, issuers can't charge fees for nonuse.

Credit union gift cards are always a good deal. Stop in today and wrap up all your holiday shopping.