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Current Deposit Rates
Declared Dividend Rates - Effective February 1, 2012
All rates are determined by the Board of Directors
and are subject to change periodically
| ACCOUNT TYPE |
NOMINAL RATE |
APY * |
| Regular Shares |
.25 |
.25 |
| Share Draft Accounts |
.15 |
.15 |
| Money Market Accounts |
.50 |
.50 |
Special Purpose Account
(Christmas Club,
Vacation Club, Taxes, Etc.) |
.25 |
.25 |
| *APY Is The Annual Percentage Yield. |
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|
Share Certificate Rates - Effective January 23, 2012
All rates are determined by the Board of Directors and are
subject to change periodically
| CERTIFICATE
TYPE |
NOMINAL
RATE |
APY * |
| $500 MINIMUM - YOUTH |
| 12 Months |
.25 |
.25 |
| 18 Months |
.30 |
.30 |
| 24 Months |
.65 |
.65 |
| 30 Months |
.65 |
.65 |
| 36 Months |
1.25 |
1.26 |
| $1,000 MINIMUM |
| 12 Months |
.25 |
.25 |
| 18 Months |
.30 |
.30 |
| 24 Months |
.65 |
.65 |
| 30 Months |
.65 |
.65 |
| 36 Months |
1.25 |
1.26 |
| $2,500 MINIMUM |
| 6 Months
|
.25 |
.25 |
| $10,000 MINIMUM |
| 12 Months |
.50 |
.50 |
| 18 Months |
.65 |
.65 |
| 24 Months |
.95 |
.95 |
| 30 Months |
.95 |
.95 |
| 36 Months |
1.40 |
1.41 |
| $25,000 MINIMUM |
| 12 Months |
.75 |
.75 |
| 18 Months |
.85 |
.85 |
| 24 Months |
1.00 |
1.01 |
| 30 Months |
1.00 |
1.01 |
| 36 Months |
1.45 |
1.46 |
| *APY Is The Annual Percentage Yield. |
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