DEPOSIT ACCOUNTS
With a $25 opening deposit you can purchase one share in the credit
union and become a member. Membership gives you access to all other Credit
Union services. Dividends are paid monthly and are calculated on the
average daily balance. Increases to your account can be done by payroll
deduction, direct deposit, automatic clearing house (ACH), mail, or over
the counter at either of the credit union offices.
Open a Christmas Club account to start saving for the busy holiday
season! Your Christmas Club contribution will make gift buying easier for
loved ones and prevent high credit card charges. There is no minimum to
open a Christmas Club account. You can add money whenever you want and
the funds are paid out on October 1st of each year. Christmas Club accounts
earn monthly dividends
Special Purpose Accounts
Members can set aside special funds for such things as college, weddings,
taxes, vacations, or any other reason. Members can name these accounts
themselves. These accounts earn monthly dividends.
Share Certificates are a safe and comfortable way to earn higher yields from
your savings. Terms of 6, 12, 18, 24, 30 and 36
months are available. Minimum balance requirements at different levels
provide our members several options for increased dividends.
Do you have a child or grandchild under the age of 18 that you would
like to open a certificate for?
Young Savers Certificates are available to members 17 years of age and
younger. The minimum is reduced to $500 for the purchase of share certificates
from 12 months-36 months.
Click Here to learn more about the program.
UECU Share draft/checking accounts provide the following benefits:
No
monthly fee
No
annual fee
No
minimum balance
Monthly dividends paid on average daily balance
Automatic
Overdraft protection
First
50 checks free of charge
The benefit of our Money Market account is to keep money accessible
but still earn dividends at a higher rate than
you would on a savings account. You also don’t have
to worry about early withdrawal penalties that you might incur on a share
certificate. If you have low earnings funds at another financial institution
or with an investment broker, consider moving them over to a UECU Money
Market account.
- Require a minimum
deposit of $2500
- 3 check withdrawals/month
($250 minimum)
- Earn a monthly
variable rate
- First box of
checks are FREE
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